Course Details

  • Course Code: UKVC20UMP
  • Location: Online
  • Duration: 2.5 hours
  • Cost: £199.00
  • Qualification: All modern browsers and devices

Further Details

  • Course Access: 12 months
  • Exams Included: Yes
  • Compatibility: All major browsers and devices

Approved Course:




Understanding Mortgages and Personal Finance

‘Understanding Mortgages and Personal Finance’ is an essential guide for everyone from all walks of life. No matter what stage of life you’re at, the way in which you conduct your finances and handle mortgages can either guarantee you prosperity and peace of mind financially or land you in very deep financial trouble.

This course covers everything you need to know regarding managing your finances, such as understanding debt and how to handle it effectively; how to draw up an effective budget, and the importance of regularly saving and having good insurance policies in place.

You will also learn everything you need to know about mortgages, including the different mortgage options and how to choose the best one for your needs, and the various steps you need to take during the process, with expert tips, to help you make the best choices!

If you’ve always dreamed of making the most of your money, getting out of debt and achieving financial freedom by buying property, then this is the ideal course for you!

What You Will Learn:

  • The pros and cons of debt
  • How to effectively manage debt
  • Drawing up the perfect budget, and how to stick to it
  • The importance of saving
  • Which insurance policies you need to have in place
  • All about mortgages, and how to choose the best one for your specific needs
  • The various steps to take, to secure your mortgage, and expert tips for each step

The Benefits of Taking This Course:

  • You will become wealthier
  • You will eliminate financial wastage from your life
  • You will have a higher quality of life, without getting into unnecessary debt
  • You will provide yourself and your family with more opportunities in life
  • You will avoid serious legal issues and the inconvenience of becoming blacklisted


Course Modules/Lessons

Module 01: Personal Finance: Managing Debt and Budgeting

Module 02: Personal Finance: Being Prepared and Saving

Module 03: Introduction to Mortgages

Module 04: Mortgages Part 2

Example Certificate


Certificate No CERTIDNO
This certificate is to verify that
Your Name

has successfully completed the
UNDERSTANDING MORTGAGES AND PERSONAL FINANCE CERTIFICATE
on the
16th June 2025

Daniel Morgan
Head Tutor
Igrow Academy

This certificate can be verified online at:
https://igrowacademy.co.uk

START THE UNDERSTANDING MORTGAGES AND PERSONAL FINANCE CERTIFICATE NOW



FAQ's

  • Who can take the Understanding Mortgages and Personal Finance Certificate course?

    Anyone who has an interest in learning more about this subject matter is encouraged to take the course. There are no entry requirements to take the course.

  • What is the structure of the course?

    The course is broken down into 4 individual modules. Each module takes between 20 and 90 minutes on average to study. Although you are free to spend as much or as little time as you feel necessary on each module, simply log in and out of the course at your convenience.

  • Where / when can I study the course?

    You can study the course any time you like. Simply log in and out of the web based course as often as you require. The course is compatible with all computers, tablet devices and smart phones so you can even study while on the move!

  • Is there a test at the end of the course?

    Once you have completed all 4 modules there is a multiple choice test. The questions will be on a range of topics found within the 4 modules. The test, like the course, is online and can be taken a time and location of your choosing.

  • What is the pass mark for the final test?

    The pass mark for the test is 70%.

  • What happens if I fail the test?

    If you don’t pass the test first time you will get further opportunities to take the test again after extra study. There are no limits to the number of times you can take the test. All test retakes are included within the price of the course.

  • When will I receive my certificate?

    Once you have completed your test you can log in to your account and download/print your certificate any time you need it. If you would prefer us to post you a certificate to a UK address, there will be an admin charge of £10 (certificates sent internationally may cost more).

  • How can I pay?

    You can either use your Visa, MasterCard, American Express, Solo cards or PayPal account to pay for the online course. Our site uses the latest SSL encryption to ensure your safety. All payments are handled securely by PayPal.

  • How long after payment can I begin the course?

    You can begin the course immediately after your payment has been received. You will create your login details during the checkout process. We will also send you an email confirming your login details.

  • How long does it take to complete the Understanding Mortgages and Personal Finance Certificate course?

    We estimate that the course will take about 2.5 hours to complete in total, plus an additional 30 minutes for the end of course test.

  • How long is my certificate valid for?

    Once you have been awarded your certificate it is valid for life. The certificate does not expire or need renewing.
Go at your own pace. There are no time limits for this course.
This course is compatible with all modern devices and browsers.
On completion of the course you will be awarded a certificate.
We are here to help if you have any problems.